Cardswise

Regalia Gold Credit Card

HDFC Bank
Requires monthly net salary...PremiumTravel Rewards
Official Page ↗
Highlights
  • Base Reward: 1.25% return (5 RP / ₹200)
  • Domestic Lounge: 3 visits/quarter via Visa Lounge Program
  • International Lounge: 6 visits/year via Priority Pass
  • Dining: Dining discounts on Swiggy Dineout.
  • Complimentary Swiggy One (3 Months)
  • Complimentary MakeMyTrip Black Elite/Gold (1 Year)
  • Air Accident Cover: ₹1,00,00,000
  • Fraud Liability Cover: ₹5,00,000
  • Forex Markup: 2%
Welcome / Joining Benefit

No joining fee waiver, but welcome gift of 2,500 Reward Points or gift voucher.

Points Expiry

Points expire after 2 years.

© 2026 Cardswise. All rights reserved.

Disclaimer: Cardswise is an independent review site. We may receive compensation from card issuers when you apply through our affiliate links. However, all reviews, simulations, and comparisons are based on objective calculations, and our opinions are our own. Card features, fees, and rules are subject to change. Please verify terms on the issuer's website before applying.