Diners Club Black Credit Card Metal Edition
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Highlights
- Base Reward: 3.33% return (5 RP / ₹150)
- Domestic Lounge: Unlimited visits via Diners Club
- International Lounge: Unlimited visits via Diners Club
- Dining: Dining discounts on Swiggy Dineout.
- Complimentary Club Marriott Membership (1 Year)
- Complimentary Swiggy One (3 Months)
- Air Accident Cover: ₹2,00,00,000
- Fraud Liability Cover: ₹9,00,000
- Forex Markup: 2%
Welcome / Joining Benefit
No joining fee waiver; 10,000 Reward Points given on joining/renewal fee payment.
Points Expiry
Points expire after 3 years.
Joining Fee
₹10,000
+18% GST applicable
Annual Fee
₹10,000
+18% GST applicable
Renewal Fee
₹10,000
+18% GST applicable
Joining Fee Waiver
No joining fee waiver; 10,000 Reward Points given on joining/renewal fee payment.
Annual Fee Waiver
Spend Threshold₹8,00,000
PeriodPrevious anniversary year
Spend ₹8 Lakhs or more in the anniversary year to get renewal fee waived.
Basic Requirements
Minimum Age21 years
Maximum Age70 years
Eligible OccupationSalaried, Self-Employed
Additional Details
Requires net salary > ₹1.75 Lakhs/month or annual ITR > ₹21 Lakhs.
Base Reward Rate
Points per Spend
5 RP
Per Every
₹150
Effective Return
3.3333333333333335%
Currency: Diners Reward Points — 1 point ≈ ₹1
Forex Markup: 2%
Accelerated & Special Rates
3X Rewards on SmartBuy Trains, Brand Vouchers, and Apple Imagine purchases.
3X
10% return
Cap: 15,000 pts / Monthly
5X Rewards on SmartBuy Flights, Hotels, and Apple Product purchases.
5X
16.67% return
Cap: 7,500 pts / Monthly
10X Rewards on SmartBuy Bus, Rail, and Gift Voucher purchases.
10X
33.33% return
Cap: 7,500 pts / Monthly
❌ No Points Earned On:
FuelRentWallet LoadGovernment Spends
Dining Privileges
ProgramGood Food Trail
DiscountUp to 20% off
Dining discounts on Swiggy Dineout.
Golf Benefits
Complimentary Games6/quarter
Complimentary golf games in India & abroad.
Complimentary Memberships
Club Marriott Membership1 Year
Swiggy One3 Months
Insurance Benefits
Air Accident Cover₹2,00,00,000
Emergency Medical Limit₹50,00,000
Fraud Liability Cover₹9,00,000
🛫 Domestic Lounge Access
ProgramDiners Club
VisitsUnlimited
PrivilegesPrimary: Yes • Add-on: Yes • Guest: No
🌏 International Lounge Access
ProgramDiners Club
VisitsUnlimited
PrivilegesPrimary: Yes • Add-on: Yes • Guest: No
Redemption Options
Smart Redemption Tips
🏆 Best value: Flight Booking at ₹1/pt — maximize your returns here.
⚠️ Avoid Statement Credit (₹0.3/pt) — you lose 70% of point value.
Best Value
🛫Flight Booking
SmartBuy flight bookings
₹1/pt
🏨Hotel Booking
SmartBuy hotel bookings
₹1/pt
🎁Gift Voucher
Gift voucher redemption
₹0.5/pt
💳Statement Credit
Cash redemption against statement
₹0.3/pt
Points Transfer Partners
Total: 22 partnersSort By
Air Canada Aeroplan
Airline
100Points
50Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
Air India Maharaja Club
Airline
100Points
50Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
British Airways Executive Club
Airline
100Points
50Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
Cathay Pacific Asia Miles
Airline
100Points
50Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
Etihad Guest
Airline
100Points
50Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
Flying Blue
Airline
100Points
100Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Singapore KrisFlyer
Airline
100Points
100Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Marriott Bonvoy
Hotel
100Points
50Points
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 pt
IHG One Rewards
Hotel
100Points
100Points
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 1 pt
Radisson Rewards
Hotel
100Points
100Points
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 1 pt
Wyndham Rewards
Hotel
100Points
100Points
Min. Transfer1 pts
Transfer FeeFree
Effective Ratio1 pt = 1 pt
MileagePlus
AirlineStar Alliance
100Points
50Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
Club ITC
Airline
100Points
50Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
Qatar Privilege Club
AirlineOneWorld
100Points
50Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
SpiceClub
Airline
100Points
100Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
ALL - Accor Live Limitless
Hotel
100Points
50Points
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 pt
Vietnam Airlines Lotusmiles
AirlineSkyTeam
100Points
100Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Finnair Plus
AirlineOneWorld
100Points
100Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Royal Orchid Plus
AirlineStar Alliance
100Points
50Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
LifeMiles
AirlineStar Alliance
100Points
50Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
AirAsia Rewards
Airline
100Points
100Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Turkish Miles&Smiles
AirlineStar Alliance
100Points
50Miles
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile