Reserve Credit Card
Official Page ↗
Highlights
- Base Reward: 1.50% return (15 RP / ₹200)
- Domestic Lounge: Unlimited visits via Visa Lounge Program
- International Lounge: Unlimited visits via Priority Pass
- Forex Markup: 0%
Welcome / Joining Benefit
50,000 Edge Reward Points welcome benefit on fee payment.
Points Expiry
Points valid for 3 years.
Joining Fee
₹50,000
+18% GST applicable
Annual Fee
₹50,000
+18% GST applicable
Renewal Fee
₹50,000
+18% GST applicable
Joining Fee Waiver
50,000 Edge Reward Points welcome benefit on fee payment.
Annual Renewal Benefit
No renewal fee waiver available. 50k points given annually on renewal fee payment.
Basic Requirements
Minimum Age21 years
Maximum Age70 years
Eligible OccupationSalaried, Self-Employed
Invite OnlyYes — by invitation only
Additional Details
Requires income > ₹36 Lakhs/annum or high relationship value.
Base Reward Rate
Points per Spend
15 RP
Per Every
₹200
Effective Return
1.5%
Currency: Edge Reward Points — 1 point ≈ ₹0.2
Forex Markup: 0%
Accelerated & Special Rates
30 reward points per ₹200 spent on international transactions.
2X
3% return
❌ No Points Earned On:
FuelRentWallet Load
Hotel Status
Club Marriott MembershipAnnual
Accor Plus MembershipAnnual
Concierge Services
24x7 luxury concierge.
🛫 Domestic Lounge Access
ProgramVisa Lounge Program
VisitsUnlimited
PrivilegesPrimary: Yes • Add-on: No • Guest: Yes (12)
🌏 International Lounge Access
ProgramPriority Pass
VisitsUnlimited
PrivilegesPrimary: Yes • Add-on: No • Guest: Yes (12)
Redemption Options
Smart Redemption Tips
🏆 Best value: Statement Credit at ₹0.2/pt — maximize your returns here.
🪙 Reward currency: EDGE Rewards
Best Value
💳Statement Credit
Redeem EDGE Rewards against card statement
₹0.2/pt
🎁Gift Voucher
Gift voucher redemption through EDGE Rewards
₹0.2/pt
🛍️Merchandise
Rewards catalogue merchandise redemption
₹0.2/pt
✈️Travel Portal
Travel EDGE redemption
₹0.2/pt
Points Transfer Partners
Total: 22 partnersSort By
Air Asia
AirlineGroup A
5Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 mile
Aeroplan
AirlineGroup A
5Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 mile
Flying Blue
AirlineGroup B
5Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 mile
Air India Maharaja Club
AirlineGroup A
5Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 mile
British Airways Executive Club
AirlineGroup B
5Points
1Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.2 mile
Ethiopian ShebaMiles
AirlineGroup A
5Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 mile
Etihad Guest
AirlineGroup A
5Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 mile
Finnair Plus
AirlineGroup B
5Points
1Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.2 mile
IHG One Rewards
HotelGroup A
5Points
2Points
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 pt
Club ITC
AirlineGroup B
5Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 mile
JAL Mileage Bank
AirlineGroup A
5Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 mile
Orchid Rewards
HotelGroup A
5Points
2Points
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 pt
Postcard
HotelGroup B
5Points
2Points
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 pt
Qantas Frequent Flyer
AirlineGroup B
5Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 mile
Radisson
HotelGroup B
5Points
2Points
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 pt
KrisFlyer
AirlineGroup A
5Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 mile
SpiceClub
AirlineGroup B
5Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 mile
Royal Orchid Plus
HotelGroup A
5Points
2Points
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 pt
Turkish Miles&Smiles
AirlineGroup A
5Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 mile
United
AirlineGroup A
5Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 mile
Vietnam Airlines Lotusmiles
AirlineGroup A
5Points
1Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.2 mile
Wyndham Rewards
HotelGroup A
5Points
2Points
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 0.4 pt