Primus Credit Card
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Highlights
- Base Reward: 5.00% return (1 RP / ₹100)
- Domestic Lounge: Unlimited visits via Priority Pass
- International Lounge: Unlimited visits via Priority Pass
- Complimentary Taj Epicure (first year, no free stay nights) (1 Year)
- Complimentary Bloomberg Annual Subscription (1 Year)
- Airfare Privilege Offer: Complimentary companion airfare (excluding taxes and surcharges) when purchasing a full fare First or Business class ticket.
- Stay Benefits: Luxury Hotel Collection privileges across 900+ hotels. Eligible for one complimentary night's stay when booking a minimum of two consecutive nights.
- Forex Markup: 0%
Welcome / Joining Benefit
Welcome Benefits: 25,000 Axis EDGE Miles OR Rs 40,000 Gift Card from ITC Hotels
Points Expiry
Points never expire (Lifetime valid).
Joining Fee
₹5,00,000
+18% GST applicable
Annual Fee
₹3,00,000
+18% GST applicable
Renewal Fee
₹3,00,000
+18% GST applicable
Joining Fee Waiver
Welcome Benefits: 25,000 Axis EDGE Miles OR Rs 40,000 Gift Card from ITC Hotels
Annual Renewal Benefit
Annual Membership Renewal: 15,000 Axis EDGE Miles (75,000 Partner Miles) or ₹20,000 Gift Card from ITC Hotels
Other Charges
Foreign Exchange Markup0%
Zero forex markup card for all international transactions.
Basic Requirements
Minimum Age18 years
Maximum Age70 years
Eligible OccupationSalaried, Self-Employed
Invite OnlyYes — by invitation only
Additional Details
Exclusively by invitation for ultra-high-net-worth individuals, with a suggested minimum monthly spend of ₹4,00,000 to keep the card.
Base Reward Rate
Points per Spend
1 RP
Per Every
₹100
Effective Return
5%
Currency: EDGE Miles — 1 point ≈ ₹5
Forex Markup: 0%
Milestone Benefits
Spends Between ₹20 – 30 Lakh and earn 15,000 bonus EDGE Mile
Reward: up to 15,000 pts / Quarterly
Spends Between ₹30 – 50 Lakh and earn 25,000 bonus EDGE Mile
Reward: up to 25,000 pts / Quarterly
Spends Greater Than ₹50.01 Lakh and earn 35,000 bonus EDGE Miles.
Reward: up to 35,000 pts / Quarterly
Golf Benefits
Complimentary GamesUnlimited
• International Golf Benefits: 4 Free Golf Rounds With One Guest. • Domestic Golf Benefits: Unlimited Complimentary Golf Rounds and Lessons Along With One Guest in a Year. • Add-On Cardholders: 10 Complimentary Golf Rounds or Lessons at Domestic Golf Clubs.
Complimentary Memberships
Taj Epicure (first year, no free stay nights)1 Year
Bloomberg Annual Subscription1 Year (on renewal)
Airfare Privilege Offer: Complimentary companion airfare (excluding taxes and surcharges) when purchasing a full fare First or Business class ticket.Complimentary
Stay Benefits: Luxury Hotel Collection privileges across 900+ hotels. Eligible for one complimentary night's stay when booking a minimum of two consecutive nights.Complimentary
Luxury Travel Privileges
Unlimited access to domestic and international airport lounges (with Priority Pass) for primary and add-on cardholders, along with 12 guest visits per year.
🛫 Domestic Lounge Access
ProgramPriority Pass
VisitsUnlimited
PrivilegesPrimary: Yes • Add-on: Yes • Guest: Yes (12)
🌏 International Lounge Access
ProgramPriority Pass
VisitsUnlimited
PrivilegesPrimary: Yes • Add-on: Yes • Guest: Yes (12)
Redemption Options
Smart Redemption Tips
🏆 Best value: Airline Transfer at ₹5/pt — maximize your returns here.
⚠️ Avoid Reward Catalogue (₹1/pt) — you lose 80% of point value.
🪙 Reward currency: EDGE Miles
Best Value
🛩️Airline Transfer
Redeem your EDGE Miles through the following channels: Transfer to Travel Partners: Maximize your point value by converting miles to over 20 global hotel and airline transfer partners.
₹5/pt
✈️Travel Portal
TRAVEL EDGE Portal: Use your miles directly for booking flights, hotel stays, or luxury curated experiences.
₹1/pt
📖Reward Catalogue
EDGE REWARDS Store: Redeem for physical products, gift vouchers, and curated brand deals.
₹1/pt
Points Transfer Partners
Total: 22 partnersSort By
Air Asia
AirlineGroup A
1Points
5Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 mile
Aeroplan
AirlineGroup A
1Points
5Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 mile
Flying Blue
AirlineGroup B
1Points
5Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 mile
Air India Maharaja Club
AirlineGroup A
1Points
5Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 mile
British Airways Executive Club
AirlineGroup B
1Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 2 mile
Ethiopian ShebaMiles
AirlineGroup A
1Points
5Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 mile
Etihad Guest
AirlineGroup A
1Points
5Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 mile
Finnair Plus
AirlineGroup B
1Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 2 mile
IHG One Rewards
HotelGroup A
1Points
5Points
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 pt
Club ITC
AirlineGroup B
1Points
5Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 mile
JAL Mileage Bank
AirlineGroup A
1Points
5Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 mile
Orchid Rewards
HotelGroup A
1Points
5Points
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 pt
Postcard
HotelGroup B
1Points
5Points
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 pt
Qantas Frequent Flyer
AirlineGroup B
1Points
5Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 mile
Radisson
HotelGroup B
1Points
5Points
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 pt
KrisFlyer
AirlineGroup A
1Points
5Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 mile
SpiceClub
AirlineGroup B
1Points
5Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 mile
Royal Orchid Plus
HotelGroup A
1Points
5Points
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 pt
Turkish Miles&Smiles
AirlineGroup A
1Points
5Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 mile
United MileagePlus
AirlineGroup A
1Points
5Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 mile
Vietnam Airlines Lotusmiles
AirlineGroup A
1Points
2Miles
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 2 mile
Wyndham Rewards
HotelGroup A
1Points
5Points
Min. Transfer300 pts
Transfer FeeFree
Effective Ratio1 pt = 5 pt