Axis Bank Horizon Credit Card
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Highlights
- Base Reward: 2.00% return (2 RP / ₹100)
- Domestic Lounge: 28 visits/year via Mastercard World / Visa Signature
- International Lounge: 8 visits/year via Priority Pass
- Forex Markup: 3.5%
Welcome / Joining Benefit
No joining fee waiver. Welcome benefit of 5,000 EDGE Miles.
Joining Fee
₹3,000
+18% GST applicable
Annual Fee
₹3,000
+18% GST applicable
Renewal Fee
₹3,000
+18% GST applicable
Joining Fee Waiver
No joining fee waiver. Welcome benefit of 5,000 EDGE Miles.
Annual Renewal Benefit
N/A
Basic Requirements
Minimum Age21 years
Maximum Age70 years
Eligible OccupationSalaried, Self-Employed
Base Reward Rate
Points per Spend
2 RP
Per Every
₹100
Effective Return
2%
Currency: EDGE Miles — 1 point ≈ ₹1
Forex Markup: 3.5%
Accelerated & Special Rates
5 EDGE Miles per ₹100 spent on Travel Bookings and airlines spends.
2.5X
5% return
❌ No Points Earned On:
Transportation & TollsUtilitiesInsuranceEducational InstitutionsGovernment InstitutionsWalletRentFuel
0
🛫 Domestic Lounge Access
ProgramMastercard World / Visa Signature
Visits28 per year
PrivilegesPrimary: Yes • Add-on: No • Guest: No
🌏 International Lounge Access
ProgramPriority Pass
Visits8 per year
PrivilegesPrimary: Yes • Add-on: No • Guest: No
No redemption data available for this card.
Points Transfer Partners
Total: 22 partnersSort By
Air Asia
AirlineGroup A
1Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Aeroplan
AirlineGroup A
1Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Flying Blue
AirlineGroup B
1Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Air India Maharaja Club
AirlineGroup A
1Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
British Airways Executive Club
AirlineGroup B
2Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
Ethiopian ShebaMiles
AirlineGroup A
1Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Etihad Guest
AirlineGroup A
1Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Finnair Plus
AirlineGroup B
2Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
IHG One Rewards
HotelGroup A
1Points
1Points
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 pt
Club ITC
AirlineGroup B
1Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
JAL Mileage Bank
AirlineGroup A
1Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Orchid Rewards
HotelGroup A
1Points
1Points
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 pt
Postcard
HotelGroup B
1Points
1Points
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 pt
Qantas Frequent Flyer
AirlineGroup B
1Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Radisson
HotelGroup B
1Points
1Points
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 pt
KrisFlyer
AirlineGroup A
1Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
SpiceClub
AirlineGroup B
1Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Royal Orchid Plus
HotelGroup A
1Points
1Points
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 pt
Turkish Miles&Smiles
AirlineGroup A
1Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
United
AirlineGroup A
1Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 mile
Vietnam Airlines Lotusmiles
AirlineGroup A
2Points
1Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
Wyndham Rewards
HotelGroup A
1Points
1Points
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 1 pt