Platinum Charge Card
Official Page ↗
Highlights
- Base Reward: 0.63% return (1 RP / ₹40)
- Domestic Lounge: Unlimited visits via Amex Lounge Program
- International Lounge: Unlimited visits via Amex Centurion Lounge
- Forex Markup: 3.50%
Welcome / Joining Benefit
Get welcome gifts worth up to ₹60,000, including Taj Hotel vouchers or Luxe Gift Cards, upon fee payment.
Points Expiry
Points never expire (Lifetime valid).
Joining Fee
₹66,000
+18% GST applicable
Annual Fee
₹66,000
+18% GST applicable
Renewal Fee
₹66,000
+18% GST applicable
Joining Fee Waiver
Get welcome gifts worth up to ₹60,000, including Taj Hotel vouchers or Luxe Gift Cards, upon fee payment.
Annual Renewal Benefit
No renewal fee waiver available.
Basic Requirements
Minimum Age21 years
Maximum Age70 years
Eligible OccupationSalaried, Self-Employed
Additional Details
Requires net annual income > ₹15 Lakhs.
Base Reward Rate
Points per Spend
1 RP
Per Every
₹40
Effective Return
0.625%
Currency: Membership Rewards Points — 1 point ≈ ₹0.25
Forex Markup: 3.50%
Accelerated & Special Rates
5X rewards on Amex Reward Multiplier online shopping.
5X
3.125% return
❌ No Points Earned On:
FuelInsuranceUtilities
Milestone Benefits
Renewal benefit worth up to ₹35,000 in vouchers on annual spends of ₹20 Lakhs and payment of renewal fee.
Hotel Status
Marriott BonvoyGold Elite Status
Hilton HonorsGold Status
Radisson RewardsPremium Status
The Postcard Sunshine ClubPlatinum Tier
Accor PlusTraveler Membership (no free nights)
Taj Reimagined EpicureEpicure Membership (no free nights)
Hertz Gold Plus RewardsGold Plus
Concierge Services
24x7 Platinum Concierge Desk.
Luxury Travel Privileges
Fine Hotels + Resorts (FHR) privileges; 50% off on Suites at Oberoi Hotels and Resorts; Complimentary night when booking 2+ nights for a club room or suite at The LaLiT in India with exclusive benefits.
🛫 Domestic Lounge Access
ProgramAmex Lounge Program
VisitsUnlimited
PrivilegesPrimary: Yes • Add-on: No • Guest: Yes
Supported Lounges:
Domestic Partner Lounges across India
🌏 International Lounge Access
ProgramAmex Centurion Lounge
VisitsUnlimited
PrivilegesPrimary: Yes • Add-on: No • Guest: Yes
✈️ American Express Global Lounge Collection
Access to 1,550+ lounges across 140+ countries via the American Express Global Lounge Collection. Enjoy free WiFi, gourmet cuisine and exclusive services.
🌐The Centurion Lounge
🌐Priority Pass Lounges
🌐Delta Sky Club Lounges
When flying Delta🌐Escape Lounges
🇮🇳Domestic Partner Lounges
IndiaRedemption Options
Smart Redemption Tips
🏆 Best value: Gift Voucher at ₹0.25–₹1/pt — maximize your returns here.
⚠️ Avoid Statement Credit (₹0.25/pt) — you lose 75% of point value.
🪙 Reward currency: Membership Rewards Points
Best Value
🎁Gift Voucher
Premium voucher collections and luxury redemptions
₹0.25–₹1/pt
📖Reward Catalogue
Membership Rewards catalogue redemption
₹0.2–₹0.5/pt
💳Statement Credit
Redeem Membership Rewards points against eligible card charges
₹0.25/pt
Points Transfer Partners
Total: 8 partnersSort By
Cathay Pacific Asia Miles
Airline
800Points
400Miles
Min. Transfer800 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
British Airways Executive Club
Airline
1200Points
600Miles
Min. Transfer1,200 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
Etihad Guest
Airline
1600Points
800Miles
Min. Transfer1,600 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
Qatar Privilege Club
Airline
500Points
250Miles
Min. Transfer500 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
Singapore KrisFlyer
Airline
800Points
400Miles
Min. Transfer800 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
Virgin Atlantic Flying Club
Airline
800Points
400Miles
Min. Transfer800 pts
Transfer FeeFree
Effective Ratio1 pt = 0.5 mile
Hilton Honors
Hotel
1000Points
900Points
Min. Transfer1,000 pts
Transfer FeeFree
Effective Ratio1 pt = 0.9 pt
Marriott Bonvoy
Hotel
100Points
100Points
Min. Transfer100 pts
Transfer FeeFree
Effective Ratio1 pt = 1 pt