Finding a Life Time Free (LTF) credit card that gives you complimentary airport lounge access is the ultimate travel hack. In this roundup, we review the top 6 LTF and easily waivable cards to help you travel in comfort for free.
Featured Credit Cards
IndusInd Bank Tiger Credit Card
Standard
Pricing & Fees
Lounge Access (Domestic)
Rewards Summary
Earning: Base reward rate of 0.4% back in Reward Points.
Redemption: Redeemed primarily for Reward Points at a base value of ₹0.4 per point.
- N/A since it's LTF (Lifetime Free) card.
- Lifetime Free.
Federal Bank Scapia
Standard
Pricing & Fees
Lounge Access (Domestic)
Rewards Summary
Earning: Base reward rate of 2.0% back in Scapia Coins.
Redemption: Redeemed primarily for Scapia Coins at a base value of ₹0.2 per point.
- Lifetime Free Credit Card.
IDFC First Bank FIRST Wealth Credit Card
Standard
Pricing & Fees
Lounge Access (Domestic)
Rewards Summary
Earning: Base reward rate of 0.5% back in FIRST Reward Points. Up to 1.67% back on specific categories like 10X rewards on spends above ₹20,000 in a...
Redemption: Redeemed primarily for FIRST Reward Points at a base value of ₹0.25 per point.
- Lifetime Free Credit Card.
IndusInd Bank Pinnacle Credit Card
StandardPricing & Fees
Lounge Access (Domestic)
Rewards Summary
Earning: Base reward rate of 0.75% back in Reward Points.
Redemption: Redeemed primarily for Reward Points at a base value of ₹0.75 per point.
- One-time joining fee of ₹15,000. Welcome benefits include Luxe gift card or Oberoi night stay.
- Lifetime Free.
Bank of Baroda Eterna Credit Card
Standard
Pricing & Fees
Lounge Access (Domestic)
Rewards Summary
Earning: Base reward rate of 0.75% back in BOB Reward Points. Up to 3.75% back on specific categories like 15 Reward Points per ₹100 spent on Dinin...
Redemption: Redeemed primarily for BOB Reward Points at a base value of ₹0.25 per point.
- 10,000 Reward Points
- Waived on spends of ₹2.5 Lakhs in previous card year.
YES Bank Reserv Credit Card
Premium
Pricing & Fees
Lounge Access (Domestic)
Rewards Summary
Earning: Base reward rate of 0.75% back in Yes Reward Points. Up to 1.5% back on specific categories like 12 reward points per ₹200 on online spen...
Redemption: Redeemed primarily for Yes Reward Points at a base value of ₹0.25 per point.
- 15,000 Reward Points
- Waived on spends of ₹3 Lakhs or more in card year.