For frequent international travelers, comfortable airport lounge access is a crucial benefit. While many credit cards offer domestic lounge access, international lounge entry usually requires membership cards like Priority Pass, LoungeKey, or specific card-network benefits.
In this guide, we rank the top 15 credit cards for international lounge access available in India, detailing their fees, annual visits, and guest access limits.
Featured Credit Cards
Axis Bank Olympus Credit Card
Super-premium
Pricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 1.0% back in EDGE Miles. Up to 8.0% back on specific categories like 2 EDGE Miles per ₹100 spent on internati...
Redemption: Redeemed primarily for EDGE Miles at a base value of ₹1 per point.
- 2,500 EDGE Miles
- 2,500 EDGE Miles
HSBC Premier Credit Card
Premium
Pricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 3% back in HSBC Reward Points. Up to 12x on booking hotels and flights via the 'Travel with Points' portal (powered by Hopper).
Redemption: Redeemed primarily for HSBC Reward Points at a base value of ₹1 per point.
- Lifetime Free for HSBC Premier account relationship holders.
YES Bank Marquee Credit Card
Standard
Pricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 1.0% back in Yes Reward Points. Up to 1.5% back on specific categories like 12 reward points per ₹200 on online reta...
Redemption: Redeemed primarily for Yes Reward Points at a base value of ₹0.25 per point.
- 60,000 Reward Points
- 20,000 points
SBI Card Aurum Credit Card
Premium
Pricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 1.0% back in Aurum Reward Points.
Redemption: Redeemed primarily for Aurum Reward Points at a base value of ₹0.25 per point.
- 40,000 Reward Points
- Waived on annual spends of ₹12 Lakhs or more.
YES Bank Private Credit Card
Super-premiumPricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 2.5% back in YES Private Reward Points. Up to 5.0% back on specific categories like Earn 40 reward points per ₹200 spent on ...
Redemption: Redeemed primarily for YES Private Reward Points at a base value of ₹0.25 per point.
- Receive 2,00,000 bonus reward points (valued at ₹50,000) and an Oberoi e-gift voucher upon joining fee payment.
- Annual renewal fee is waived on annual spends of ₹25 Lakhs or more in the previous year.
Axis Bank Primus Credit Card
Ultra-premiumPricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 5.0% back in EDGE Miles.
Redemption: Redeemed primarily for EDGE Miles at a base value of ₹5 per point.
- Welcome Benefits: 25,000 Axis EDGE Miles OR Rs 40,000 Gift Card from ITC Hotels
- Annual Membership Renewal: 15,000 Axis EDGE Miles (75,000 Partner Miles) or ₹20,000 Gift Card from ITC Hotels
IndusInd Bank PIONEER Private Credit Card
Super-premium
Pricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 3.0% back in Reward Points.
Redemption: Redeemed primarily for Reward Points at a base value of ₹1 per point.
- 6,000 Welcome Reward Points on spends of ₹1 Lakh
- Annual Fee Waiver on Spends of ₹10 Lakh or More in a Year
Axis Bank Magnus Burgundy
Super-premiumPricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 1.2% back in Edge Reward Points.
Redemption: Redeemed primarily for Edge Reward Points at a base value of ₹0.8 per point.
- Fee waived if Burgundy account relationship value criteria is met.
- Waived on annual spends of ₹25 Lakhs or more.
Axis Bank Reserve Credit Card
Super-premiumPricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 1.5% back in Edge Reward Points. Up to 3.0% back on specific categories like 30 reward points per ₹200 spent on inter...
Redemption: Redeemed primarily for Edge Reward Points at a base value of ₹0.2 per point.
- 50,000 Edge Reward Points welcome benefit on fee payment.
- No renewal fee waiver available. 50k points given annually on renewal fee payment.
HDFC Bank Diners Club Black Credit Card Metal Edition
Super-premium
Pricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 3.33% back in Diners Reward Points. Up to 10.0% back on specific categories like 3X Rewards on SmartBuy Trains, Brand Vou...
Redemption: Redeemed primarily for Diners Reward Points at a base value of ₹1 per point.
- 10,000 Reward Points
- Spend ₹8 Lakhs or more in the anniversary year to get renewal fee waived.
HDFC Bank Infinia Metal Edition
Super-premiumPricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 3.33% back in Infinia Reward Points. Up to 10.0% back on specific categories like 3X Rewards on SmartBuy Trains (ConfirmTi...
Redemption: Redeemed primarily for Infinia Reward Points at a base value of ₹1 per point.
- 12,500 Reward Points
- Spend ₹10 Lakhs or more in the anniversary year to get renewal fee waived.
American Express Platinum Charge Card
Super-premium
Pricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 0.625% back in Membership Rewards Points. Up to 3.125% back on specific categories like 5X rewards on Amex Reward Multiplier onl...
Redemption: Redeemed primarily for Membership Rewards Points at a base value of ₹0.25 per point.
- Get welcome gifts worth up to ₹60,000, including Taj Hotel vouchers or Luxe Gift Cards, upon fee payment.
- No renewal fee waiver available.
ICICI Bank Times Black
Super-premium
Pricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 2% back in Times Reward Points. Up to 12% back on specific categories like 6X rewards on Flight Bookings & Vouchers...
Redemption: Redeemed primarily for Times Reward Points at a base value of ₹1 per point.
- Welcome gift vouchers(10,000 INR Easemytrip Hotel Voucher or Lohono worth ₹12,000) + Zomato Gold (1 Year)
- Spend ₹25 Lakhs in a card year to get renewal fee waived.
American Express Centurion Charge Card
Ultra-premiumPricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 3% back in Membership Rewards Points. Up to 7.5% back on specific categories like Reward Multiplier: Use this portal to ea...
Redemption: Redeemed primarily for Membership Rewards Points at a base value of ₹0.6 per point.
- No joining fee waiver. Invitation-only exclusive card.
- No renewal fee waiver available.
IDFC First Bank Private Credit Card
Super-premium
Pricing & Fees
Lounge Access (International)
Rewards Summary
Earning: Base reward rate of 1.66% back in FIRST Reward Points.
Redemption: Redeemed primarily for FIRST Reward Points at a base value of ₹0.25 per point.
- Complimentary 50,000 FIRST Reward Points and Club ITC Culinaire membership on joining fee payment.
- Bespoke annual fee waiver managed via Private Banking Relationship Manager.